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  • PAN card loan: Avail up to Rs 5 lakh instantly without collateral

PAN card loan: Avail up to Rs 5 lakh instantly without collateral

In emergencies, you can get a personal loan of up to Rs 5 lakh using your PAN card. However, you will also need your Aadhaar card for this.

Ajay Joseph | Published : May 04 2025, 11:22 AM
2 Min read
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Pan card

Pan card

In today's digital age, the PAN card is not just an identity card, but also a testament to your credibility in financial transactions. The PAN number is a 10-digit alphanumeric identification number issued by the Income Tax Department of the Government of India. It monitors the monetary transactions of citizens and controls all transactions outside the legal framework.
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PAN card loan

PAN card loan

Keep this in mind when taking a PAN card loan. If you want to take a personal loan of up to Rs 5 lakh through a PAN card, you will need both a government-issued PAN card and an Aadhaar card. It is important that both cards are linked to each other, otherwise the loan process may be delayed.

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Special features of PAN card loan

Special features of PAN card loan

The process of getting a personal loan through a PAN card is very simple. You can apply for this online, in which you only have to fill in the basic details and complete the e-KYC process through PAN.

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How to apply for a PAN card loan

How to apply for a PAN card loan

First, you need to choose a bank or financial institution that offers personal loans through PAN card. For this, keep in mind the interest rate, loan amount, repayment terms and the credibility of the institution.

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Eligibility Criteria

Eligibility Criteria

The applicant for a PAN card loan must be an Indian citizen. His age should be between 21 and 60 years. It is essential to have a PAN card and a good credit score.

Ajay Joseph
About the Author
Ajay Joseph
With over eight years of journalistic experience, Ajay Joseph Raj. P has been a dedicated member of the Asianet Newsable team, where he serves as the Chief Copy Editor. His expertise spans Business, Career, Stock Market, National, International, and viral/trending topics, with a knack for crafting compelling narratives that connect with diverse audiences. Before joining Asianet Newsable, Ajay honed his skills at OneIndia News and Opoyi English, gaining extensive experience in delivering impactful stories across various beats. Read More...
Loan
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