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  • Bank loan: How to get a loan from bank without salary slips? Read Details

Bank loan: How to get a loan from bank without salary slips? Read Details

Bank loan: Many people think you can only get a bank loan if you have salary slips. In reality, some major banks offer personal loans, home loans, and car loans even without salary slips. Find out what you need to do for this. 

1 Min read
Richa Barua
Published : Nov 17 2025, 10:27 AM IST
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Can you get a loan without pay slips?
Image Credit : Pixabay

Can you get a loan without pay slips?

Getting a loan is easy for salaried folks with pay slips. But what about business owners? Even without slips, you can still get a loan from certain banks. Don't worry!

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These documents are necessary
Image Credit : Pixabay

These documents are necessary

No salary slip? No problem. Show your bank statement (6-12 months), ITR copies (2 years), or Form 16. A good credit score also boosts your chances of loan approval.

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Do this
Image Credit : Pixabay

Do this

Don't give up on a loan without pay slips. Provide bank statements and ITR forms. Many major banks offer this option. Inquire, explain your situation, and submit documents.

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About the Author

RB
Richa Barua
With over two decades of experience in top media outlets like Times of India, International Business Times, and India Today, Richa currently leads Newsable and MyNation (Entertainment and Lifestyle) non-news team at Asianet News Network. Her expertise includes celebrity interviews, audience growth, and content strategy, backed by an Executive Program in Digital Marketing from IIM Calcutta, along with a journalism degree from Delhi University, a master's in media studies and corporate communications.
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