The postal department of India is designing facilities like cash delivery at doorstep, mini ATMs, post payment banks and withdrawal of cash over mobile for its lakhs of customers all over India. The department is also planning to start core banking facilities that will allow customers to carry out a safe and secured transaction. 

According to the department officials, there will be facilities of withdrawal of cash over phone. One of the officials, while speaking to Deccan Chronicle said, "In such case, the details will be verified and the area postman will deliver cash to the doorstep of the account holder. We are currently employing more staff to bring this service into action."

The postal department is attracting the customers with cheque books for every savings bank account opened with them. Unlike banks, there will be no restrictions when it comes to the number of transactions through check book or card. The Rural Integrated Communication Technology (RICT) will also be linked to all the accounts at the post office, which will act as a common platform for banking. 

This move is likely to help the independent functioning of every sub-office. Also, devices akin to mini-ATMs will soon be at people's service. This will not only help in the development of the postal department, but will also help in providing services to the senior citizens and the disabled.