First time credit cards users: Here are benefits this card
First Published Dec 31, 2020, 3:59 PM IST
There’s a first time to everything, even using a credit card. Hence, you may want to know what you actually gain by going with credit cards:

Safety first – You might not realise this, but credit cards are safer than debit cards. In case of a fraud, you still have money to work with. All payment gateways have well-protected password protection to make sure your transactions are secure.

EMI facility – When you’re looking at big purchases, like a refrigerator, TV, washing machine, etc., and money is a constraint, credit cards allow you the flexibility to pay in monthly instalments. Banks might charge an interest for the EMI feature, but when it’s a necessity, credit cards come in handy and you don't need to apply for a personal loan separately.
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