Looking for high returns? Check out these banks with best FD rates in 2025

Amidst stock market volatility, Fixed Deposits (FDs) remain a favorite, considered by many as the safest investment. Let's explore some banks offering the highest FD interest rates.

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1- Slice Small Finance Bank

Slice, formerly North East Small Finance Bank, offers the highest interest rate of 8.50% on FDs for 18 months and 1 day to 18 months and 2 days.

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2- Suryoday Small Finance Bank

Suryoday offers 8.40% interest on FDs with terms ranging from 30 months to 3 years.

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3- Utkarsh Small Finance Bank

Utkarsh offers 8.25% interest on FDs with terms from 2 to 3 years.

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4- Jana Small Finance Bank

Jana offers 8.20% interest on 5-year FDs.

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5- Ujjivan Small Finance Bank

Ujjivan offers 7.75% interest on 2-year FDs.

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6- Unity Small Finance Bank

Unity offers a maximum interest rate of 8.60% on 1001-day FDs.

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FD Rates of Major Banks

ICICI, HDFC, and SBI (under Amrit Vrishti scheme) offer a competitive 6.60% interest for various terms from 444 days to 10 years.

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Higher Risk with Smaller Banks

Smaller banks offer up to 8.5% interest on FDs, but they carry higher risk compared to larger, established banks. Traditional banks, while offering lower returns, are considered more reliable due to their stability.

Disclaimer: Bank FD interest rates are subject to change; investors should check with individual banks for the latest updates before making any decisions.