Soon Pay with Fingerprint! UPI to Get Biometric Option, PIN May Not Be Needed

NPCI introduces a new way to use biometric authentication for UPI transactions. Fingerprint scanning will soon allow payments without a PIN.

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Easy gets easier and safer!

UPI (Unified Payments Interface) is the most popular payment method in India today. Millions of people, businesses, and small shops use UPI for transactions. Now, a big change is coming to this payment system.

The National Payments Corporation of India (NPCI) is ready to introduce a new method for UPI transactions using biometric identification. Soon, it will be possible to transfer money without a PIN (Passcode). NPCI has started testing this with several startups.

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What is biometric authentication?

Biometric identification is a technology that uses unique physical characteristics like fingerprints, face, or iris. Currently, UPI requires a PIN. But with this new change, users won't need a PIN. Instead, a fingerprint scan will complete the transaction.

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Benefits of this change

• No need to remember a PIN.
• Faster transactions.
• Increased security. PINs can't be stolen.
• Easier UPI use for senior citizens and less tech-savvy individuals.

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Security Concerns

Biometric data is sensitive and needs secure storage. Proper regulations are needed to prevent misuse by any organization. Reports indicate NPCI is developing robust security designs for this.

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Initial rollout

Initially, both PIN and biometric methods will be available. Users can choose their preferred method. This will be a smooth transition.

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When is it coming?

It's currently in the testing phase. Expected public launch in a few months. NPCI's technical work is in full swing. This new change will revolutionize Indian payments. Biometric payments without a PIN are a prime example of modern tech. People can soon enjoy this feature!