Best Fixed Deposit Rates in October 2025: Top Banks & Small Finance Options

Fixed deposit investments are still popular today. Investors should choose a bank based on their needs and risk appetite.

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Fixed Deposit Interest

Despite the popularity of stocks and mutual funds, fixed deposits remain a top choice. While the RBI repo rate is down, some banks still offer attractive interest rates.

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What is a Fixed Deposit?

A fixed deposit means depositing a sum for a set period. Most banks offer FD schemes from 7 days to 10 years. Interest rates are usually better for tenures of one year or more.

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Banks Offering High Fixed Deposit Interest

Suryoday SFB: 8.20% (5yr), Jana SFB: 8% (5yr), Slice SFB: 7.75% (18mo), Bandhan: 7.20% (2-3yr). Small banks offer high rates but more risk. Seniors get extra interest.

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Investor's Attention

FDs are safe from market risks. Large banks are secure but offer lower rates. Small banks offer higher interest but with more risk. Choose a bank and tenure based on your needs.