5. Prioritize Essential Purchases
Before making any purchase, ask yourself if it's essential and necessary. Focus on spending on things that truly matter to your household and avoid unnecessary expenses. If your workplace offers overtime pay, consider it to support your family. Remember to prioritize your health as well.
6. Reduce Restaurant Visits
While occasional restaurant outings with family are enjoyable, it's best to avoid them if your finances are tight. Minimize online food orders as well. Instead, prepare healthy meals at home within 30-40 minutes.