How to Verify the Status of Car Insurance on the Parivahan Portal

Maintaining valid car insurance is a legal requirement for all vehicle owners in India. It protects you against financial losses in case of accidents, theft, or damage to third parties. With the advent of digital services, checking the status of your car insurance has become easier and more accessible. One such method is using the Parivahan portal, an official platform managed by the Ministry of Road Transport and Highways. This article will guide you through the process of verifying your car insurance status on the Parivahan portal and how a motor insurance app can further simplify this task.

Why It’s Important to Verify Your Car Insurance Status

Before delving into the process, it’s essential to understand why verifying your car insurance status is crucial. First and foremost, driving without valid insurance is illegal in India. The Motor Vehicles Act mandates that every vehicle owner must have at least third-party liability insurance. Failing to maintain valid insurance can lead to hefty fines, legal penalties, and, in some cases, imprisonment.
Moreover, knowing the status of your insurance helps you avoid situations where your coverage has lapsed without your knowledge. This could happen due to missed renewal dates or administrative errors. Regular checks ensure that you are always covered and can claim benefits in case of an incident.

A Step-by-Step Guide to Checking Car Insurance Status on the Parivahan Portal
The Parivahan portal provides a comprehensive range of online services, including checking your vehicle’s insurance status. Follow these steps to verify your car insurance:

Step 1: Access the Parivahan Sewa Portal
Start by visiting the official Parivahan Sewa portal. The homepage offers various services related to vehicles and driving licenses.

Step 2: Navigate to ‘Vehicle Related Services’
On the homepage, find the tab labelled ‘Online Services’ in the main menu. Click on ‘Vehicle Related Services,’ which will redirect you to a page dedicated to vehicle-related tasks.

Step 3: Select Your State
Choose the state where your vehicle is registered from the map of India. Vehicle data is managed by the respective state’s Regional Transport Office (RTO).

Step 4: Enter Your Vehicle Registration Number
Provide your vehicle’s registration number as found on your registration certificate (RC).

• Input the registration number: Enter it in the required field (e.g., DL8CAF1234).
• Enter the captcha code: Fill in the displayed captcha code to proceed.

Step 5: Click on ‘Vahan Search’
Click on the ‘Vahan Search’ button. The portal will process your request and display your vehicle details.

Step 6: Review Your Insurance Status
The results will show key details, including:

• Insurance Company Name: The name of your insurer.
• Policy Number: The unique identifier of your policy.
• Insurance Validity Date: The start and expiry dates of your current insurance.

Step 7: Verify the Information
Ensure the displayed details match your records. If your insurance has expired or details are incorrect, contact your insurer or update your records with the RTO.

Using a Motor Insurance App for Verification
In addition to the Parivahan portal, motor insurance apps simplify the process further. Here’s how to use them:

Step 1: Download the App
Download a motor insurance app from your insurer or a general vehicle insurance app.
Step 2: Log In to Your Account
Log in using your registered details. If you’re a new user, create an account by entering your policy number and relevant information.
Step 3: Access Insurance Details
Navigate to the ‘My Policies’ or ‘My Account’ section to view your policy details.
Step 4: Verify Your Insurance Status
Check your policy number, insurer name, coverage details, and validity period. Some apps also send renewal reminders.

Benefits of Using Digital Tools for Insurance Management

Combining the Parivahan portal and a motor insurance app provides:

• Convenience: Access your insurance details anytime, anywhere.
• Real-Time Updates: Stay updated with accurate insurance information.
• Ease of Use: Manage policies, file claims, and renew insurance seamlessly.
• Security: Protect your data with encryption and secure access.

Conclusion

Verifying your car insurance status is an essential task that every vehicle owner should perform regularly. Whether you choose to use the Parivahan portal or a vehicle insurance app, the process is straightforward and time-efficient.

By staying on top of your insurance status, you ensure compliance with legal requirements and protect yourself against potential risks. Leverage digital tools like the Parivahan portal and vehicle insurance app to manage your insurance conveniently, offering peace of mind and financial security on the road.