Should I Purchase Travel Insurance For A Trip To Dubai?

By Team Asianet Newsable | First Published Feb 5, 2024, 7:02 PM IST

Travel insurance is extremely crucial in case of emergencies, especially during medical emergencies, such as a call for immediate hospitalisation.

There is no wonder why Dubai attracts tourists from across the world, boasting its high-rising skyscrapers, breathtaking desert landscapes and what not. So if you are looking for a city with such stunning features for your next international trip, Dubai is where you must go.

However, you need to ensure you are covered with travel insurance for Dubai before getting started with the journey. You may be confusion regarding whether you will need travel insurance for simply visiting Dubai, but you may never know when unexpected situations may arise where your insurance can come in handy.

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Why Do You Need Travel Insurance for Your Trip to Dubai?

The travel itinerary for Dubai calls for attention to detail, considering the city offers a myriad of experiences and sudden surprises in your plans. This makes it essential to have a shield against any uncertainties that may arise during your journey. It will allow you to enjoy the treasures of Dubai in a stress-free way, ensuring you have an uninterrupted trip throughout.

So, go through the following points to know some of the crucial instances where your travel insurance comes into play.

Emergencies

Travel insurance is extremely crucial in case of emergencies, especially during medical emergencies, such as a call for immediate hospitalisation. You will be able to handle such circumstances wisely when you are covered by travel insurance.

Cancellations

You can also rely on travel insurance in the event of scenarios that lead to the cancellation or rescheduling of your flight for any reason whatsoever. Hence, in case of any delays or cancellations, you can get a standard fee from the insurance provider.

Losses

Travel insurance can help you get covered for any loss you may come across during your trip. These include loss of baggage at the airport or a passport. In case any mishap happens, you have someone to rely on for financial assistance.

There can be many similar circumstances of financial burden during your trip, which you can easily avoid through your travel insurance for Dubai.

What are the Benefits of Purchasing Travel Insurance for Dubai?

You must consider opting for travel insurance when planning to visit Dubai, irrespective of the purpose of your visit to the city. It is a strong recommendation for the comprehensive coverage it offers, which caters to a wide range of requirements.

Let us look at some benefits you get when you buy travel insurance to visit Dubai.

Baggage Coverage

The baggage coverage of your travel insurance kicks in if your checked-in luggage is stuck in the middle of the journey to Dubai or if it becomes delayed at connecting airports. Depending on the level of coverage you select, this guarantees a standard payment for all the items in your checked-in luggage.

Medical Coverage

One of the crucial advantages of travel insurance is that it provides financial coverage during potential medical emergencies. Be it COVID-19, illnesses, accidents that necessitate hospitalisation, or the smallest of health concerns, travel insurance will get you covered with financial support to help you deal with such unforeseen situations.

Trip Coverage

Travel insurance will have your back throughout your trip to Dubai, which includes provisions for travel delays, passport loss, and even cancellations of hotel bookings. It will cover all your expenses in case your trip gets rescheduled, providing you coverage for any situations where pre-planned bookings are cancelled altogether.

Insurance for Flight Cancellation

It is never a good feeling when your flight gets cancelled for any reason whatsoever, especially when you have pre-booked your trip itineraries. Do not worry, as travel insurance offers coverage against such uncertain conditions while travelling that lead to the cancellation of flights.

Local Journey Assistance

Navigating to places outside your home country becomes less daunting with financial assistance that acts as a safety net during challenging circumstances. It not only safeguards you throughout your journey but also provides you with a sense of security and mental peace.

Customisable Insurance Coverage

You can enjoy a stress-free international vacation to Dubai with travel insurance that suits your needs and budget as well. Travel insurance comes with customisable coverage options through which you can purchase it conveniently based on your budget without paying for any out-of-pocket expenses or deductibles.

How to Find the Right Travel Insurance For Dubai from India?

With all the benefits and necessities of travel insurance for Dubai being said, it becomes crucial to choose the right one for you, depending on your requirements. So given below are some of the tips that you can consider following to select suitable travel insurance for you.

Visit the official websites of the insurance companies and check the coverages they offer thoroughly.
Accumulate the information you get from different websites and compare the travel insurance they provide for Dubai based on parameters like coverage, premiums, services, etc.
Consider your budget and decide the sum insured suitable for you to shield you against any unforeseen conditions while travelling.
Thoroughly check and review the insurance fund claiming process. This will help in avoiding complications later.

Visa and Entry Information for Travelling to Dubai

Along with travel insurance, understanding the visa process is equally crucial to ensure a smooth and hassle-free international trip to Dubai. The following table showcases the different types of visas available for Dubai, along with their validities:

Visa Type	Validity
Tourist Visa	90 days
Transit Visa	96 hours
Single entry short-term visa	30 days
Multiple entry short-term visa	30 days
Single entry long-term visa	90 days
Multiple entry long-term visa	90 days

Documents Required for Travelling to Dubai

When you are planning to visit Dubai, make sure to collect the below documents beforehand to ensure a smooth entry to the magical city.

A valid Indian passport with a minimum validity of six months for your intended day of travel to Dubai.
A duly filled visa application form that the applicant signs. You can obtain this visa application form from the official website of the Dubai Embassy or their Consulate in India.
Recent passport-size photographs that match the size and background requirements as per the guidelines of the application.
Copies of your confirmed flight tickets.
Proof of your hotel reservations and other accommodations in the city.
If your trip is sponsored, you must provide a letter mentioning the same and every detail about your sponsor.
Proof of financial support for your trip to Dubai, which includes bank statements, salary slips, etc.
Travel insurance papers mentioning the coverage for medical expenses and repatriation coverage.
NOC or No Objection Certificate, in case of work visa.
Education proof, including all academic certificates, if applying for a student visa.
Proof of good health, which includes medical reports and a letter from a healthcare centre confirming you meet the health requirements for travelling to Dubai.

Things to Remember While Travelling to Dubai

You must prioritise noting the necessary points you must remember when travelling to Dubai. Here are a few things to consider as part of your travel preparations to the city:

Travel Insurance

You can not miss out on going for travel insurance when you are planning to travel internationally. It not only provides you with financial coverage against unforeseen circumstances but also relieves you from unwanted stress and anxiety. So make sure to buy travel insurance for a stress-free and memorable trip to Dubai.

Local Laws

You must consider familiarising yourself with the local laws of Dubai and their customs to avoid any legal complications in the city. Aim for a harmonious travel experience by learning about their local rules and regulations.

Safety Awareness

You should stay aware of the latest entry requirements to Dubai, which include safety protocols. Check out the health requirements to visit Dubai so that you and your family can take precautions accordingly and satisfy the medical health requirements on time.

Scam Vigilance

Even though you plan to thoroughly enjoy your international trip with your loved ones, make sure you also implement caution against prospective tourist scams in the city. Plan on how you can safeguard and properly take care of all your personal belongings while you are in the city.

Emergency Contacts

It becomes crucial to have someone to contact during emergencies while in an unknown city outside your home country. So you must keep local contact numbers ready with you for emergencies. Also, keep the contact details of the embassy ready with you as a part of your trip arrangements.

Transportation Safety

You must always prioritise your safety while using local transport in the city. Make sure to select reputable options for transportation and take necessary measures like putting on seat belts while travelling. It will help you avoid accidents and medical emergencies, ensuring a safe journey.

Weather Preparedness

Dubai has a hot desert climate, with an average temperature ranging from 25 to 40 degrees Celsius throughout the year. So you must pack appropriate clothing for the trip that makes you feel comfortable and lets you enjoy the trip to the fullest.

Food and Water

Make sure to go for well-cooked and clean food while reaching for bottled or purified water throughout your journey. It will ensure you can prevent any illness related to food or water during your trip.

Cultural Sensitivity

You should make yourself aware of their cultural heritage and customs and adhere to cultural etiquette while you are in Dubai. Make sure to dress modestly and foster positive interactions and cultural exchange with the local people of the city.

Final Word

Overall, Dubai is a magical concoction of tradition and modern extravagance that ensures to captivate your senses with its top attractions, promising you a memorable time there. Therefore, travel insurance for Dubai becomes an important step towards achieving that stress-free and harmonious international trip to the city. So, go for travel insurance today and get ready to have an unforgettable trip ahead.

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