Protect your future with PMSBY: Get insurance cover of Rs 2 lakhs with Rs 20 premium
The Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers accidental death and disability cover for a nominal annual premium of just Rs 20. Learn about eligibility, benefits, and how to enroll.
It's impossible to predict life's challenges. Being prepared for unforeseen circumstances is crucial, making insurance a vital necessity.
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PMSBY addresses the insurance needs of those with limited financial resources and struggles to afford premiums.
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PMSBY provides accidental insurance up to Rs 2 lakhs with a minimal annual premium of just Rs 20, making it accessible to all.
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PMSBY aims to provide insurance coverage to a large population. The annual premium, increased to Rs 20 in June 2022 is affordable.
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The nominee receives the insurance amount upon the insured's accidental death. Available for those aged 18-70, the premium is deducted annually before June 1st.
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PMSBY offers up to Rs 2 lakhs for accidental death or total disability. Partial disability benefits are also available.
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The Rs 20 annual premium for PMSBY requires yearly renewal. Insurance is paid for accidental death or disability as per the policy terms.
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Cashless hospitalization
Applicants must be 18-70 years old with an active savings account. The policy lapses if the account is closed. Also, auto-debit authorization is required.
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