No Interest to Pay! How Women Can Get Rs 5 Lakh Government Loan

The government's "Lakhpati Didi Yojana" is making a big difference in economically empowering women. Under this scheme, women associated with self-help groups are provided with interest-free loans of up to Rs 5 lakh.

Lakhpati Didi Yojana 2026

Women today are making their mark in business. To support them, the government's "Lakhpati Didi Yojana" helps women who lack funds to start their own ventures.

Progress without any burden

The scheme's best feature is its interest-free loans up to ₹5 lakh. Unlike bank loans, the government covers all interest, helping women start businesses and earn profits.

Who will benefit from this scheme?

Simple eligibility: Women (18-50) must be in an active Self-Help Group (SHG). The government also offers free business training to help them succeed.

Start your own business in these areas

Women can use this aid to start businesses like handicrafts, pickle-making, tailoring, dairy, or mushroom farming. The government aims for each woman to earn at least ₹1 lakh annually.

How to apply

To join, women can visit their block or district SHG office. The Ministry of Rural Development's portal also offers online applications. You'll need to submit a brief work plan.