Creating a monthly budget is a basic step in saving money. By tracking income & expenses, you can identify areas where you can allocate savings & stay within your financial limits.

Review your monthly spending and identify non-essential expenses like dining out, subscription services, or impulse purchases.

Set up automatic transfers from your checking account to a savings account. This ensures that a portion of your income is saved before you can spend it.

Planning your meals and grocery shopping can help you avoid dining out or ordering takeout frequently. It not only saves money but also promotes healthier eating.

Having clear financial goals, whether it's saving for a vacation, a down payment on a house, or retirement, can motivate you to save more diligently.

When you receive unexpected income, like a tax refund or a bonus, consider saving a significant portion of it instead of immediately spending it.