What is IRCTC iPay Autopay? Check new feature to book railway e-ticket
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Book ticket without immediate payment
IRCTC iPay Autopay allows the booking of train tickets without paying money for them immediately. Cashless modes like credit/debit cards, cash cards, e-wallets & UPI are available.
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Who will benefit from IRCTC iPay?
Those individuals who are booking a railway e-ticket or trying to book a waitlisted normal or Tatkal ticket will benefit the most. No delay in processing the refunds too.
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Benefits of IRCTC iPay
When a person books train tickets through IRCTC iPay Autopay feature, the ticket amount gets temporarily locked in your bank account.
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Reserve tickets
Enables an individual to reserve the tickets without paying. The money is automatically deducted when the tickets are confirmed.
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Waitlist Tatkal
If a Tatkal waitlisted e-ticket remains unconfirmed after chart preparation, only applicable charges (cancellation fees, IRCTC convenience fee, and mandate charges) are deducted.
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PNR Generation
The user’s bank account will get debited only once the system generates the PNR for the railway ticket. It reduces the payment failure rate.