₹90K Salary, ₹25K Expenses: Government Employee’s Frugal Lifestyle Goes Viral (WATCH)

A Delhi-based government employee, Kritika, has detailed her monthly expenses in a viral Instagram video, showing how she manages on ₹25,000 despite earning ₹90,000. Her breakdown includes costs for rent, groceries, and transport, while she saves on electricity and entertainment.

A Delhi-based government employee has broken down her monthly expenses in an Instagram video, explaining how she manages to survive in the national capital on just ₹25,000 per month. Given that she resides in a tier-1 city, Kritika, an Assistant Section Officer, admitted that her expenses may appear modest.

“I know it’s a bit less, but this is how much I spend as a 28-year-old government officer living in New Delhi,” she said. In the comments section, the government employee revealed that she gets a salary of ₹90,000 in-hand every month.

According to Kritika, she shares a two-bedroom flat with a housemate. Her monthly rent contribution is ₹11,500. This is also her largest outlay. She and her roommate have a maid who comes every day and charges ₹5,000 for food. Kritika receives ₹2,500 a month. The 28-year-old spends between ₹4,000 and 5,000 a month on groceries and other random products purchased through Blinkit, Zepto, etc.

Because she drives a two-wheeler, she is able to save money on pricey taxis and public transportation. "I have a scooter that costs about ₹1,500 a month, karta hai, for commuting," she stated in her video.

Additionally, Kritika clarified that "thanks to the Delhi government," she has never received an electrical bill. She spends about ₹1,000 for WiFi, petrol, RO, and other expenses, but she pays nothing for entertainment subscriptions like Netflix because she depends on her family and friends.

Watch Viral Video

She spends between ₹3,000 and 4,000 a month on clothing and personal care goods from websites like Myntra and Nykaa. Finally, Kritika said that she spends a maximum of ₹2,000 per month on eating out. “Kyunki main achchi bachchi hun, main ghar ka khaana khaati hun (I’m a good kid, I eat home-cooked meals),” she explained.

In the video, Kritika acknowledged that there are one-time expenses that she is not counting towards her monthly spend. These include trips or purchases like a mattress. In the comments section, she also revealed that she was selected through the SSC CGL exam in 2022 and is a Level 7 government employee.