Atal Pension Yojana: Invest today, enjoy guaranteed pension tomorrow

Published : Apr 29, 2025, 12:20 PM IST

Secure your retirement with the Atal Pension Yojana. Receive a monthly pension ranging from Rs. 1000 to Rs. 5000 after the age of 60. Individuals aged 18-40 are eligible, excluding income taxpayers.

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Atal Pension Yojana
Secure your retirement with Atal Pension Yojana. Receive Rs. 1000 to Rs. 5000 monthly pension after 60. Available for ages 18-40, excluding income taxpayers.
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Invest for at least 20 years

Monthly pension starts after 60, based on your investment. For Rs. 5000 pension, an 18-year-old needs to save Rs. 7 daily (Rs. 210 monthly).

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All you need to know
Rs. 168 monthly gets Rs. 4000 pension, Rs. 126 gets Rs. 3000, Rs. 84 gets Rs. 2000, and Rs. 42 gets Rs. 1000. A 40-year-old needs Rs. 1454 monthly (Rs. 48 daily) for Rs. 5000 pension.
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More details on auto debit
A 40-year-old needs Rs. 1164 monthly for Rs. 4000, Rs. 873 for Rs. 3000, Rs. 582 for Rs. 2000, and Rs. 291 for Rs. 1000 pension. Pay monthly, quarterly, or half-yearly via auto-debit.
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Who receives the amount?
Upon the pensioner's death, the spouse receives the pension. If both pass away, the nominee receives the entire amount.
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