401(k) Contribution Limit For 2026: IRS Increases Savings Cap For Next Year

The agency announced that the employee deferral limit for 2026 is $24,500, an increase from $23,500 in 2025.

The Internal Revenue Service (IRS) on Thursday announced an increase in the 401(k) contribution limits for 2026.

The agency stated that the employee deferral limit for 2026 is $24,500, up from $23,500 in 2025. Apart from 401(k)s, the new limit also applies to 403(b)s, governmental 457 plans, as well as the federal Thrift Savings Plan.

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