Using PhonePe For Quick Payments? You May No Longer Need PIN for This Limit

Published : Feb 23, 2026, 09:44 AM IST

 Paying with your mobile for everything from tea stalls to taxis, and food delivery to online shopping has become common. PhonePe has released a new announcement.

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Limit up to ₹5,000

As digital payments boom in India, UPI is now a daily staple. PhonePe has launched a new feature making it easier for users by removing the need for a UPI PIN on small transactions.

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Fingerprint or Face ID

PhonePe now offers biometric authentication. You can pay with your fingerprint or Face Unlock, making transactions faster. Save time on small daily payments without needing a PIN.

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Limit up to ₹5,000

This feature works for UPI payments up to ₹5,000. A fingerprint or face ID is enough for small buys. For amounts over ₹5,000, the UPI PIN is still needed for security.

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UPI Payment

This feature is currently only for Android users, but it's coming to iPhones soon. PhonePe says it will reduce friction and ensure faster, smoother payments for everyone.

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Biometric Payment Method

To enable it, open PhonePe, go to your profile, and choose "Manage Payments." Turn on "Biometric Pay" and confirm with your PIN/fingerprint once. Then, no PIN is needed for payments up to ₹5,000.

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