Why credit cards is a better choice for transactions?

Nearly all cards offer reward points on a variety of spends such as dining, entertainment, travel, shopping, etc. Some cards may also offer 2x or 5x accelerated reward points.

Many credit cards offer a variety of joining bonuses. These benefits may range from reward points, cashback, free flight tickets, and gift vouchers, and more.

This 3-digit score is crucial to your financial health and can determine your access to credit. Debit card usage is not reported and will not help you build your credit score.

Credit cards offer attractive cashback or discounts. By crediting % of transaction amount back to you, credit cards can help you make your purchases more affordable.

Credit cards come with robust consumer protection features such as the option to dispute charges following an unauthorised transaction and fraud protection.

While debit cards are accepted, credit cards are more widely preferred for many offline and online transactions. They are preferred choice given their safety and wider acceptance.