At bus stands or railway stations, some individuals might approach you with a seemingly innocent request to borrow your phone for a quick call, claiming they've forgotten theirs. Lending your phone in such situations increases the risk of your banking details and messages being stolen.
Some may ask for money for travel or food. While you can choose to help or decline, many people readily lend their phones, thinking a single call is harmless. This is where the risk lies. Handing your phone to a stranger can lead to bank account depletion. They might claim a family emergency, using this as a pretext for online fraud. Let's explore how this happens.
In Bengaluru, a stranger borrowed a shopkeeper's phone to inform his wife he'd forgotten his own. Minutes later, the shopkeeper received a message about a ₹99,000 deduction. The fraudster had enabled call forwarding, copied banking details, and intercepted the OTP, draining the account.
To avoid call forwarding scams, dial *#21# to check its status. 'Disabled' means you're safe. If not, dial ##002# to disable all forwarding. This ensures your phone and data security.
Not everyone is a scammer. To help while staying safe, let them use your phone in your presence, or use loudspeaker. A genuine person will comply. Stay vigilant against online fraud.
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